Privacy Policy

My Credit Controllers ("We") are committed to protecting and respecting your privacy.
This policy (together with our Terms of Use and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting www.mycreditcontrollers.co.uk or www.creditxs.com you are accepting and consenting to the practices described in this policy.

For the purpose of the Data Protection Act 1998 (the "Act"), the data controller is My Credit Controllers of Greetwell Place, 2 Lime Kiln Way, Lincoln. LN2 4US

Information We May Collect About You

We may collect and process the following data about you:

You may give us information about you by filling in forms on our sites www.mycreditcontrollers.co.uk and www.creditxs.com ("our sites") or by corresponding with us by phone, e-mail or otherwise. This includes information you provide when you complete an enquiry form, or subscribe to our CreditXS online debt collection service, and when you report a problem with our site. The information you give us may include your name, address, e-mail address and phone number, financial and credit card information.

Information about your use of our website

With regard to each of your visits to our site we may automatically collect the following information:

• technical information, including the Internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform;
• information about your visit, including the full Uniform Resource Locators (URL) clickstream to, through and from our site (including date and time); products you viewed or searched for; page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page and any phone number used to call our customer service number.

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Information we receive from third parties

We may receive information about you from a client that believes you owe money for goods or services supplied. The information may include details of transactions, their date and value and your contact details.

Cookies

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. For detailed information on the cookies we use and the purposes for which we use them see our Cookie Policy.

Uses Made of the Information

We use information held about you in the following ways:

Information you give to us

We may use this information:

• to carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, products and services that you request from us;
• to provide you with information about other goods and services we offer that are similar to those that you have already purchased or enquired about;
• to notify you about changes to our service;
• we will only contact you by electronic means (e-mail or SMS) with information about goods and services similar to those which were the subject of a previous sale or enquiry from you. Any such electronic contact for marketing purposes will include a means to opt-out of further communications.

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Information we collect about you

We will use this information:

• to administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
• to improve our site to ensure that content is presented in the most effective manner for you and for your computer;
• to allow you to participate in interactive features of our service, when you choose to do so;
• to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;
• to make suggestions and recommendations to you and other users of our site about goods or services that may interest you or them.

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Information we receive from third parties

We may combine this information with information you give to us and information we collect about you. We may us this information and the combined information for the purposes set out above (depending on the types of information we receive).

Where information about you is received from a client that believes you owe them money we will use this information for the purpose of delivering our services to our client. We will only contact you in relation to the payment and will not use your details for marketing purposes.

Disclosure of Your Information

We may share your information with selected third parties including:

• Business partners, suppliers and sub-contractors for the performance of any contract we enter into with you.
• Analytics and search engine providers that assist us in the improvement and optimisation of our site.
• Credit reference agencies for the purpose of assessing your credit score where this is a condition of us entering into a contract with you.

We may disclose your personal information to third parties:

• If My Credit Controllers or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.
• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order protect the rights, property, or safety of My Credit Controllers, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Where we Store Your Personal Data

All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

The transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

Your Rights

You have the right to ask us not to process your personal data for marketing purposes. You can exercise your right to prevent such processing by using the opt-out link on any marketing message you may receive. You can also exercise the right at any time by contacting us at enquiries @mycreditcontrollers.co.uk.

Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

Access To Information

The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.
Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to enquiries @mycreditcontrollers.co.uk.

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We use cookies to analyse our traffic, remember your preferences, and improve your experience on our site. You can choose to accept or decline cookies through your browser settings.

Cookies can be categorised into different types: essential cookies, performance cookies, functionality cookies, and targeting cookies. Each type serves a unique purpose in enhancing your browsing experience.

Essential cookies are necessary for the website to function properly. Performance cookies help us understand how visitors interact with our site, allowing us to improve our services.

Functionality cookies enable the website to remember choices you make and provide enhanced features. Targeting cookies are used to deliver advertisements more relevant to you and your interests.

You have the right to decide whether to accept or reject cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

For more detailed information on how to manage your cookie preferences, please refer to your browser's help section or visit our dedicated cookie management page.

"Your privacy is important to us, and we are committed to protecting your data and ensuring your experience is secure and enjoyable."

If you have any questions about our cookie policy or how we handle your data, please do not hesitate to contact us. We are here to help you understand your rights and options regarding your personal information.